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Loan Officer

Company: N/A

Location: Charleston, SC

Pay: N/A

Contact Information

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Phone: n/a
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Job Description




Sells loan products offered by New Penn Financial, LLC
Contacts prospective clients to develop and maintain referral sources
Meets with prospective clients at outside locations such as a client’s home
Makes in-person calls on real estate agents, financial advisors and other potential referral sources to develop borrower leads
Engages in marketing and promotional activities in support of your own sales.
Meets monthly minimum personal production goals (3 units)
Takes mortgage loan applications and prepares effective loan proposals:
Determines a consumer’s needs and offer the appropriate product
Originates loans for appropriate amounts, rates, and terms that comply with NPF’s program guidelines
Provides consumers with a superior level of customer service:
Quickly and accurately answers all customer inquiries in a professional manner
Obtains all information deemed necessary to process loan requests in a timely manner, including but not limited to credit reports, income verification, appraisals, lien searches, etc.
Analyzes the information and provides insight where appropriate
Provides assistance to applicants and solves all problems that may arise between application and settlement
Stays informed of developing trends in the mortgage industry
Attends/assists with scheduled meetings, training sessions and courses
Maintains compliance with all industry-specific federal and state licensed activity requirements and New Penn Financials Code of Conduct
Two (2) year college degree preferred (or equivalent experience)
Minimum successful three (3) years mortgage loan origination experience
Must qualify for and obtain state licensure in the states where New Penn Financial does business; mortgage licensure requires a good credit score, no tax liens and a clean criminal background check
Proven sales skills and leadership abilities
Ability to quickly connect with people in an outgoing, friendly manner
Persuasive, selling communication skills
Strong sense of responsibility for completing work quickly and accurately
Ability to handle faster-than-average pace of activities
Detail-orientation with efficient focus on work activities
Careful decision-making skill with ability to avoid mistakes
Ability to delegate in a positive style with thorough follow up skills
Excellent oral, written, listening, and organizational skills
Basic computer skills
Ability to work independently

Job Requirements