Treasury Liquidity Risk Analyst
Location: Buffalo, NY
Treasury Liquidity Risk Analyst
Provides analysis and reporting of liquidity risk management to senior management to support strategic and tactical management decisions of the Bank’s balance sheet.
Complete monthly analysis and reporting of the Bank’s balance sheet liquidity risk position to senior management, providing a clear explanation of key drivers for changes in risk profile to meet internal and external regulatory guidance.
Partner with business lines and Treasury team members to incorporate liquidity planning into the balance sheet and model assumptions for forecasting the Bank’s balance sheet through a sophisticated model known as QRM (Quantitative Risk Management).
Assist Liquidity Risk Management team by preparing, analyzing and reporting various liquidity stress scenarios modeled in QRM to support the management of liquidity risk management sensitivity analysis.
Partner with business lines and other Treasury team members to complete daily forecasts and weekly liquidity risk indicators to support liquidity risk management of the Bank.
Assist Liquidity Risk Management team by preparing, analyzing and reporting various liquidity stress scenarios modeled.
Document and maintain proper procedures and controls to serve as reference of processes completed in building liquidity scenarios and various analyses to ensure proper controls exist surrounding quality and integrity of liquidity risk reports produced for senior management.
Use spreadsheet software, Online Analytical Processing (OLAP) and Business Intelligence software to develop custom reports to support these activities.
Stay abreast of current and proposed regulatory guidance and industry best practices as they relate to liquidity risk management.
Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite. Identify risk-related issues needing escalation to management.
Promote an environment that supports diversity and reflects the M&T Bank brand.
Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
Complete other related duties as assigned.
NATURE AND SCOPE:
The Liquidity Management Group’s primary responsibility is to manage the liquidity risk of the Corporation’s balance sheet. The analysis created is used by the Bank’s management to add support for strategic business decisions. Through this process, the group develops strategies to manage the composition of the Bank’s investment and wholesale funding portfolios.
MINIMUM QUALIFICATIONS REQUIRED:
Bachelor’s degree with coursework and proven proficiency in Finance, Accounting or Economics, or in lieu of a degree, a combined minimum of 4 years’ higher education and/or work experience in Finance, Accounting or Economics.
Strong math and analytical skills.
Strong interpersonal and communication skills, with an equally strong desire to learn.
Advanced computer skills and strong knowledge of pertinent spreadsheet and database software.
IDEAL QUALIFICATIONS PREFERRED:
Master’s degree in Business Administration (MBA) or Chartered Financial Analyst (CFA).
Minimum of 1 year’s proven Liquidity Risk Management or Asset/Liability experience.
Experience in mathematical modeling of financial instruments.
Skilled analyst with prior banking experience.
Knowledge of bank products and services.
Ability to work well in a fast-paced, deadline-driven environment, coordinating multiple projects simultaneously.
At M&T, we strive to be the best place our employees ever work, the best bank our customers ever do business with and the best investment our shareholders ever make. So when looking to advance your career, look to M&T. As a top 20 US bank holding company and one of the best performing regional banks in the country, we offer a wide range of performance based career development opportunities for talented professionals. And through our longstanding tradition of careful, conservative and consistent management and a strong commitment to the communities we serve, we continue to grow with a focus on the future.