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Company: N/A

Location: Hartford, CT

Pay: N/A

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Job Description


People’s United Bank is a subsidiary of People’s United Financial, Inc.,
a diversified financial services company with over $40+ billion in assets.
Founded in 1842, we are a premier, community-based, regional bank in the
Northeast offering commercial and retail banking, as well as wealth management
services through a network of over 400 retail locations in Connecticut, New
York, Massachusetts, Vermont, New Hampshire and Maine.


This position provides a high level of analytical support to a regional
department within Commercial Real Estate Finance by preparing objective and
comprehensive written financial analyses on complex commercial real estate
lending requests within specified timeframes. This position assesses the
strengths and weaknesses of the credit relationship, makes risk rating
recommendations and requires an understanding of credit policies and procedures.

Principal Responsibilities :

Analyzes existing loans in the portfolio
including covenant testing and risk rating assessment on an ongoing basis.
Prepares objective written credit analyses including assigning accurate risk
ratings for complex new/renewed loans, or existing loans in the portfolio as
requested by account officers or required by policy. Analyzes financial
statements, collateral, debt service, personal financial statements and personal
cash flow, prepares lease synopsis, tenant analysis, incorporates pertinent
appraisal information and summarizes risks and mitigants, as applicable and
germane to the size and complexity of the transaction.

expertise in: proper loan structuring; legal and documentation issues; industry
considerations that affect specific borrower types; credit policy and procedures
and their impact on the transaction; and underwriting requirements specific to
Commercial Real Estate requests.

Gathers information from Dun &
Bradstreet and credit bureau reports to assess the borrower’s credit standing,
and independently researches and gathers industry data from multiple sources as

Tests financial covenants and prepare relationship

Accompanies account officers on customer calls, particularly on
larger or more complex credit requests to offer analytical

Performs other administrative duties as assigned.


In today’s highly competitive job market, People’s United Bank recognizes
the need to attract, reward, and retain talented employees. That’s why we
provide a comprehensive, competitive and innovative benefits program.

Job Requirements

College degree or equivalent work experience required.

experience in Commercial Real Estate financial analysis

Comprehensive understanding of accounting principals.

Excellent written and verbal communication skills to convey complex
financial information accurately.

Excellent PC skills, including
spreadsheets, word processing, presentation, internet and industry specific

Excellent ability to prioritize work to meet deadlines.

Strong understanding of all financial analyses aspect of the commercial
lending industry with expertise in commercial credit.